Privacy Policy AR88 —
User Data Protection & Privacy

Introduction & Scope of This Policy

This Privacy Policy is issued by AR88 and applies to all users who register, access, or use any services provided through the AR88 platform — including the official website at ar88.top as well as our mobile app for Android and iOS.

We understand that the security and confidentiality of personal data matters deeply to Malaysian users. That is why ar88 is committed to handling every piece of information you provide with full integrity, transparency and responsibility.

This policy explains:

• Types of personal data we collect from you
• How and why we use your data
• Parties who may receive your data under certain circumstances
• Security measures we take to protect your data
• Your rights as a data owner and how to exercise them

Personal Data We Collect

AR88 only collects data that is strictly necessary to provide you with a safe, seamless, and high-quality service. We do not collect data excessively or without a clear purpose.

How We Use Your Data

Every piece of data collected by ar88 is used on a lawful basis and for a specific purpose. Below are the primary purposes for which your personal data is used:

• Account Management: Creating, maintaining and protecting your account on the ar88 platform.
• Transaction Processing: Ensuring all deposits and withdrawals are processed accurately and securely using your preferred payment method.
• Identity Verification (KYC): Complying with legal requirements related to anti-money laundering and counter-terrorism financing.
• Platform Security: Detecting and preventing fraudulent activity, unauthorised access and other security threats.
• Service Communications: Sending important notifications relating to your account, transactions, policy updates and security information.
• Service Improvement: Analysing usage patterns to improve the quality, performance and user experience of the platform.
• Legal Compliance: Fulfilling the legal and regulatory obligations applicable to our operations.

AR88 will not use your data for any purpose not stated here without first obtaining your consent.

Data Sharing With Third Parties

AR88 upholds the principle that your personal data belongs to you. We do not share, sell, or disclose your personal data to third parties except in the following limited and lawful circumstances:

• Payment Service Provider: To process financial transactions, certain information must be shared with licensed payment processors such as local banks and digital wallet operators. All such parties are bound by strict confidentiality agreements.
• Identity Verification Provider: Trusted third-party KYC services are used to verify user identities in compliance with regulatory requirements.
• Legal Requirements: AR88 will disclose required data to the relevant authorities when mandated by law, court order, or a directive from a legitimate regulatory body.
• ar88 Rights Protection: In cases of fraud, misconduct, or legal claims, relevant data may be shared with legal counsel or law enforcement bodies.

Data Security & Protection Measures

AR88 makes serious investments in data security infrastructure to ensure your personal information is always protected against both external and internal threats. The security measures we implement include:

• 256-bit SSL Encryption: All data transmitted between your device and ar88's servers is protected by bank-grade SSL encryption, ensuring no third party can intercept or read that data.
• Two-Factor Authentication (2FA): Users are encouraged to enable 2FA for an added layer of account security.
• 24/7 Monitoring: Our security monitoring system operates around the clock to detect and respond to any threats or suspicious activity.
• Internal Access Controls: Only AR88 staff granted specific authorisation may access user data, and all such access is logged and regularly audited.
• Secure Servers: User data is stored on servers protected by multi-layered firewalls and intrusion detection systems.
• Regular Security Audits: AR88 conducts regular penetration testing and security audits by independent security experts to ensure our systems remain up to date and fully protected.

Your Rights as a Data Owner

As an ar88 user, you have certain rights regarding your personal data, which we fully respect. These rights can be exercised by contacting our support team:

To exercise any of the above rights, please contact the ar88 support team via live chat, available 24/7 on our platform. We will process your request within a reasonable timeframe.

Data Retention Period

AR88 retains your personal data only for as long as necessary to fulfil the original purpose of collection, or as required by applicable laws and regulations.

• Active Account Data: Retained for as long as your account is active and for the required period following account closure to meet legal obligations.
• Financial Transaction Records: Retained for a minimum of 7 years after the transaction date, in line with Malaysia's financial and tax regulatory requirements.
• Security Logs: Retained for 12 months for the purpose of security incident investigations.
• Marketing Data (where applicable): Retained until you withdraw consent or request deletion.

When data is no longer needed, AR88 will ensure it is securely deleted or anonymised using industry-recognised methods.

Cookies & Tracking Technologies

AR88 uses cookies and similar tracking technologies to enhance the user experience on our platform. Cookies are small text files stored on your device when you visit our website.

Types of cookies we use:

• Essential Cookies: Required for core platform functions such as login, session management, and security. These cookies cannot be disabled.
• Performance Cookies: Collecting information about how you use the platform to help us improve its performance. All data is anonymised.
• Preference Cookies: Saving your preferences such as language and display settings for a more convenient experience.

You can control or disable cookies through your web browser settings. However, disabling certain cookies may affect the functionality of the AR88 platform.

Privacy Policy Updates

AR88 reserves the right to update or amend this Privacy Policy from time to time to reflect changes in our data practices, legal requirements, or service improvements. When significant changes are made, we will:

• Updating the "Last Updated" date at the top of this document.
• Sending notices via email to the address registered on your account.
• Displaying a prominent notice on the ar88 platform for a specified period.

We encourage you to review this page regularly. Continued use of the ar88 platform after any amendments is considered acceptance of the updated Privacy Policy.